Today has been a frustrating day...and it all seems to stem from Banks!
First thing i wanted to do was pay a payment to a loan.didnt want to do it via online banking.
Just wanted to fill in a paying in slip and do it over the counter . How difficult is that!!!!!!! In the end i did have to do a faster payment via my account.
second thing DH wants to open a no frills account either savings or basic bank account, all appoimtments do not take into account you have to work... finally after a gentle winge managed to get him an appointment at 4 pm on wednesday.
Well rant over, after paying the money today i entered it onto my snowball account and if my dh doesnt stop me doing it our mortgage free date has now gone down by a month to 75 months,how exciting is that...but this will only work if we snowball the loan monies into the mortgage when they are paid off.DH thinks that once the loans are paid off we are going to be able to enjoy ourselves but just how good would we feel paying off the mortgage 7 years early.
I mentioned earlier that i stockpile, this is all done within my grocery budget and on avverage i spend £220 a month, 3 of us at home, dd's boyfriend on a regular basis who has hollow legs im sure and i feed ds and grandaughters at least once a week.
well i though i would share a picture of one of my cupboards.This is the tame one. i darent show you the shelving unit in my bedroom ( cleaning and toiletries) as thats not a sight for the faint hearted.All items purchased are done with coupons on promotional items and studying MSE ...