New years makes me sad,so im going to bed before midnight,
I always thing that's another year that i haven't had my mum and dad...
2011 has been a bad year for us ,this recession has dragged us down and work isn't looking good for oh in new year.
I have achieved alot on the debt busting front and hopefully 2012 should be the year all loans are paid off.I have learnt alot on being frugal and aim to step it up a gear in the new year.
Hope you all have a wonderful evening if you are celebrating and wishing you all a happy and healthy 2012
and a huge thank you to all you wonderful people that read my ramblings and make comments.