Friday 8 February 2013

Reducing Monthly outgoings

Like many people on a path to pay debts off and live a more frugal life i shop around for the best prices  for all my household bills.A few weeks ago i did a comparison on Building and Contents insurance.I found a company that was offering me the same level of cover but for less than half what i am currently paying.Today i phoned up my current provider and it worked out i would owe them£7 for cancelling early so decided this was worth it and changed.My monthly payment has gone from £47 to £21 and i get free cover for my central heating and electrics.
Looking forward to being able to renew my car insurance at the end of this month as i have checked this and this will also be a lot cheaper.

On a downside,i have just had a ding dong with my OH he is not giving me all the money he earns he is keeping some back for himself.If we didn't need the money coming in i wouldn't mind but when hes not giving anything to me and is coming in with 6 beers for himself i get annoyed he really does think he deserves this and if i don't like it i should work more..This would all be so much easier and quicker if we worked together but i know this will never happen.

5 comments:

  1. I really feel for you, this is exactly how things used to be with me and my ex.

    He would give me £15 for housekeeping to feed the four of us and the four cats for the week and then go to the pub on Friday, Saturday and Sunday nights spending at least £10 on each visit..... because he worked hard and 'deserved' it.

    When I got fed up and went out to work as soon as our youngest was able to go to nursery he dropped his working hours more and more as I brought money into the house, so things just never improved - well they did actually - in leaps and bounds, straight after the divorce!!

    Sue xx

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  2. Oh sorry I meant to say, great news on getting your insurance payment to less than half price, it shows it really does pay to shop around.

    Have a good weekend.

    Sue xx

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  3. Great news re the insurances.

    As to OH, well as you know I have one of those in my house too. It's so bl00dy annoying isn't it.

    Granny x

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  4. It just shows that it pays to shop around. I've just changed my gas and electric supplier. I don't think it will work out very much cheaper, but I get £30 cashback for changing, and it's a fixed deal so I know it won't go up for eighteen months. I can see how hard you're trying to get your debts down so it's such a shame that your OH isn't singing from the same hymn sheet. It's always much easier when you're pulling together. Keep at it though, you're doing brilliantly yourself.

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  5. My ex hubby was like this, he wasnt one for the pub but insisted on having a very expensive football season ticket that would set up back a good £1000 every year! He also had to have the latest phone/satnav etc that came out, He viewed it as because I earned a good wage and had savings then he could have these things but never understood that I was trying to get rid of our debts.
    Needless to say now were divorced, he is really struggling with his expensive materialistic habit!
    Well done for finding much cheaper insurance - a fab win! x

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